Baccarat is a classic casino card game that combines simplicity with excitement, making it a favorite among beginners and seasoned players alike. The game’s objective is to bet on the hand—either the player’s or the banker’s—that comes closest to a total of nine points. Players can also wager on a tie, although this bet is less common due to its higher house edge. Understanding the basic rules and betting options is essential before stepping into a casino environment or playing online.

In general, baccarat involves minimal decision-making for the player, as the game is largely governed by fixed drawing rules. After placing bets, two cards are dealt to both the player and the banker. If either hand totals eight or nine, known as a “natural,” no further cards are drawn. Otherwise, a third card may be drawn based on specific guidelines. The cards have point values: aces count as one, tens and face cards count as zero, and all other cards count at face value. The hand total is calculated by adding the card values and dropping the tens digit, so only single-digit totals matter.

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